Insurance

I HAVE NO EMPLOYEES – DO I NEED WORKERS’ COMPENSATION AND DISABILITY BENEFITS INSURANCE?

Under New York State law, a for-profit business is exempt from obtaining and maintaining a workers’ compensation insurance policy if one of the following applies: The business is owned by one individual with no employees, no leased employees, no borrowed employees, no part-time employees, no unpaid volunteers (including family members) and no subcontractors, and is …

I HAVE NO EMPLOYEES – DO I NEED WORKERS’ COMPENSATION AND DISABILITY BENEFITS INSURANCE? Read More »